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education center
Sharp resources to help you
make sharper decisions.
make sharper decisions.
Understand where you stand
At what stage are you?
I’m a first
Home Buyer
Purchasing a property is one of the biggest investments most people make. Uncertainty and tons of tons of information make it even harder.
Equip yourself with the right knowledge to beat the complexity.
I’m an
Investor
What obstacles do you need to be aware of before making an investment? How to maximise the return on your investment?
Build the right knowledge to become a better property investor.
I want to
Refinance
Are you getting the best out of your home loan?
Know the best ways to structure and minimise your home loan repayments.
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Get up to date with the latest information.
August 31, 2022
What is the assessment rate?
4 Min to Read
When you apply for a home loan, lenders will look at both your income and your expenses when determining how much they are prepared to lend you. When you apply to a lender for a home loan, they will not use the actual interest rate on the home loan to do their serviceability calculations. They use what is called an assessment rate.
August 31, 2022
Home loan process
7 Min to Read
A short summary introduction to the home loan process.
August 31, 2022
Buying at auction
5 Min to Read
Buying at auction can be intimidating; however, if you are prepared and have done your research it is certainly possible to buy this way. This short guide will help you to be prepared.
August 31, 2022
Things to Consider when Buying your First Property
7 Min to Read
First home buyers have a range of options for getting into a property, and there are a number of considerations you need to look at before even making an offer.
August 31, 2022
Costs involved when buying property
8 Min to Read
While the price of the property itself is significant, buyers need to be aware of several other costs that come along with the purchase of a property. While some of the costs are clear and easy to understand, some are hidden and can easily be overlooked.
August 31, 2022
What is a rate lock fee? How does it work?
2 Min to Read
A rate lock sets your interest rate, which will prevent the lender from hiking the rate prior to settlement, whilst giving the borrower even more surety at the same time. If interest rates fall, most lenders will still allow you to benefit from the lower rate, which is an added bonus.
