Your
education center
Sharp resources to help you
make sharper decisions.
make sharper decisions.
Understand where you stand
At what stage are you?
I’m a first
Home Buyer
Purchasing a property is one of the biggest investments most people make. Uncertainty and tons of tons of information make it even harder.
Equip yourself with the right knowledge to beat the complexity.
I’m an
Investor
What obstacles do you need to be aware of before making an investment? How to maximise the return on your investment?
Build the right knowledge to become a better property investor.
I want to
Refinance
Are you getting the best out of your home loan?
Know the best ways to structure and minimise your home loan repayments.
Learn More
Get up to date with the latest information.
August 31, 2022
What is LMI?
3 Min to Read
Lender’s Mortgage Insurance or LMI is a one-off insurance premium that the home buyer might be required to pay upon taking out a new home loan. You are only required to pay LMI if you are wanting to borrow a high percentage of the overall value of the property.
August 31, 2022
Ways to verify your identity
3 Min to Read
When you apply for a home loan, you will also need to verify your identity.In order to do so, you will need to provide 100 points of ID, which can consist of two primary identification documents, or one primary and one secondary document.
August 31, 2022
Different kinds of incomes: FTP, PTP, Casual, Contractors, Self-employed
8 Min to Read
Lenders are willing to offer finance to people with different types of employment, however, it is important to understand that the requirements vary for each employment type.
August 31, 2022
Government grants - FHOG, FHLDS, Reduced Stamp duty, Const grants
4 Min to Read
There are a range of government grants and exemptions that are available across Australia, which predominately target first-home buyers.
August 31, 2022
Genuine savings
3 Min to Read
When someone applies for a home loan, lenders like to see that the potential borrower has a deposit that stems from genuine savings. Lenders like to see that you have been able to save at least 5% of the purchase price for the property.
August 31, 2022
Family guarantee loans / pledges
3 Min to Read
A family guarantee allows you to purchase a home, by effectively using the equity in another person’s property as a deposit. The main consideration for you if you choose a guarantor loan is that the person providing the guarantee is liable in the event that you are not able to make your loan repayments.
