August 31, 2022
Ways to verify your identity
3 Min to Read
When you apply for a home loan, you will also need to verify your identity.
In order to do so, you will need to provide 100 points of ID, which can consist of two primary identification documents, or one primary and one secondary document.
Primary Documents (70 points each)
- Birth certificate
- Name change certificate
- Current passport
- An expired passport (up to 2 years)
- Citizenship certificate
- Diplomatic documents and official documents issued to refugees
Secondary Documents (40 points each)
- Driver’s license
- State or Territory photo ID card
- Photo ID from a tertiary education institute
- Photo card issued by a bank
- Public service ID card, including your photo and signature
- License or permit issued by State, Territory or Commonwealth government
- Letter confirming your identity from a referee you have known for at least 12 months
Secondary Documents (35 points each)
- Mortgage documents
- Council rates notice
Secondary Documents (30 points each)
- Credit card statement
- Foreign driver’s license
- Medicare card
- Credit card
- Current utility bill
- EFTPOS card
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